Recent News

Today’s Landscape on Minnesota Insurance Rates: Rising Costs, Limited Options

Today’s Landscape on Minnesota Insurance Rates: Rising Costs, Limited Options Insurance agencies across Minnesota echo a common concern: soaring rates. Whether speaking with a single-company agent or an independent with multiple carriers, the story remains consistent. Rates are increasing universally, primarily due to the need for roof and exterior replacements. Moreover, several carriers have either […]

Take “Charge” of Properly Using Lithium-Ion Batteries and Charging Systems!

Take “Charge” of Properly Using Lithium-Ion Batteries and Charging Systems! The Need for Awareness of Charger Fire Risk Fire departments and the National Fire Protection Agency have been sounding the alarm lately about the increased fire risk associated with overheated lithium-ion batteries and malfunctioning chargers.  That’s no surprise to Lindstrom Restoration as we have taken […]

Think you have hail damage?  Have Lindstrom Restoration do a no-cost inspection now before your insurance deadline expires.

This unseasonably warm weather has given contractors the ability to do roof and exterior inspections that would normally have to wait until April or even May.  The good news is Lindstrom Restoration has added roofing and exterior work to our service offerings and can provide a no-cost inspection. The bad news is many policyholders are […]

Navigating the Storm: Understanding the Factors Behind Rising Insurance Premiums in Minnesota

Navigating the Storm: Understanding the Factors Behind Rising Insurance Premiums in Minnesota Insurance premiums are going through the roof!  (Pun intended)  Skyrocketing insurance premiums are all the talk in Minnesota these days.  Everyone’s rates are going up by significant amounts.  Mouths drop when insurance renewal notices are opened.  Among the hardest hit are homeowner associations who […]

Mold:  Another Nasty Four-Letter Word

Mold & Mold Spores They call it the “M” word in the insurance industry for good reasons.  First, who likes mold?  It looks nasty, smells nasty and many people are deathly afraid of it.  Second, insurance people despise mold because it’s expensive to clean up and often the mitigation isn’t covered resulting in unhappy policyholders.  […]

Minnesota Winter Homecare

Minnesota Winter Homecare: Old Man Winter is Knocking on the Door!  Is Your House Ready? It’s time to prepare for winter.  Some of us don’t need reminders.  Just walking out the door to your first below-zero temperature in the fall should be enough shock.  Unfortunately, some laggards (even a certain Lindstrom employee with 30 years […]

The Good, the Bad and Ugly of “Free Estimates”

The Good, the Bad and Ugly of “Free Estimates” At Lindstrom Restoration, we are sometimes asked to provide free estimates for projects.  After all, isn’t that what most experts recommend?  Even the State of Minnesota in their Department of Labor website recommends that homeowners get multiple estimates when contemplating projects.  The idea is that competition […]

Don’t Neglect Water/Sewage Backup Coverage!

Don’t Neglect Water/Sewage Backup Coverage! Photo by Eliobed Suarez on Unsplash Most homeowners are familiar with standard homeowner’s insurance policies that cover damages from events like fire, water losses, and storms, but several aren’t aware of certain exclusions that deny coverage for events like flood and water/sewage back-up from sources such as sewers and failed […]

Ensuring Adequate Coverage with Home Insurance Reviews

Ensuring Adequate Coverage with Home Insurance Reviews: Your Home is Damaged or Destroyed by Fire, Do You Have Enough Insurance Coverage to Replace What You Currently Have? If the question above gives you pause, stop reading, call your agent, and ask the same question.  Now.  They’ll love hearing from you.  After all, disaster can occur […]