CE Classes

AM Class | Homeowner Policy Exclusions Course # 1034344 8:00 AM–Noon 4 Credits Homeowner insurance contracts typically extend all risk peril coverage to the dwelling and outbuilding. The important thing to know is not what is covered, but what is NOT covered. There are subtle aspects that vary in different homeowner policies. Understanding the policy you are selling allows you as an insurance professional to add value to that policy. This course will give agents situations that vary from household to household that can create gaps in coverage. Many of these gaps and/exclusions can be remedied PM Class | Liability Issues Course # 1033836 12:30–4:30 PM 4 Credits So many important relationships have a liability concept to them, from causing a car accident to allowing someone to drive your vehicle. Although liability claims are the biggest loss in insurance, they are not a common as property losses. This dramatically reduces the premiums. The last thing an agent wants to deal with is their insured having a claim that could have been easily insured, go uncovered costing the insured the value of the damage, and the agent the trust of their client. This course will give agents examples and analogies to use to explain important practical liability concepts which allows the consumer to make an informed decision.